$20,010 $18,682 $17,436 $17,356 $16,353 +14% -16% 0% +22% 14% Q3 2022 Q4 2022 Q4 2021 Q1 2022 Q2 2022 Purchase Volume in millions, reflects change versus the prior year • Consumer Services Direct Deposit Actives1 were • down 17% but are now just below 27% of total actives1 and up "200bp. • Segment Revenue Segment Profit $161 +496 Q4 2021 $141 -12% Q4 2022 ¹ Measured as the number of accounts that have been active in the last 90 days as of quarter end ² Net Interchange Rate equals Interchange revenues divide ...