Heritage Financial Corporation (NASDAQ:HFWA) Q4 2019 Results Conference Call January 23, 2020 2:00 PM ET Company Participants Jeff Deuel - Chief Executive Officer and President Don Hinson - Chief Financial Officer Bryan McDonald - Chief Operating Officer Conference Call Participants Jeff Rulis - D.A Davidson Gordon McGuire - Stephens Matthew Clark - Piper Jaffray Operator Ladies and gentlemen, thank you for standing by. And welcome to the Heritage Financial Fourth Quarter and Year End Conference Call. At th ...