Intercorp Financial Services Inc. (NYSE:IFS) Q4 2021 Earnings Conference Call February 11, 2022 9:00 AM ET Company Participants Rafael Borja - IR Luis Felipe Castellanos - CEO Michela Casassa - CFO Conference Call Participants Ernesto Gabilondo - Bank of America Daniel Mora - CrediCorp Capital Operator Good morning, and welcome to Intercorp Financial Services Fourth Quarter 2021 Conference Call. All lines have been placed on mute to prevent any background noise. Please be advised that today's conference is ...