Live Oak Bancshares, Inc. (NYSE:LOB) Q3 2020 Earnings Conference Call October 22, 2020 9:00 AM ET Company Participants Gregory Seward - EVP & General Counsel Chip Mahan - Chairman & CEO Neil Underwood - President & Director Huntley Garriott - President, Live Oak Banking Company Steven Caines - CFO Steven Smits - Chief Credit Officer Conference Call Participants Jennifer Demba - Truist Securities Christopher Donat - Piper Sandler & Co. Ammar Samma - Raymond James & Associates Operator Ladies and gentlemen, t ...