Mercury General Corporation (NYSE:MCY) Q4 2018 Results Earnings Conference Call February 11, 2019 1:00 PM ET Company Participants Gabriel Tirador - President and Chief Executive Officer George Joseph - Chairman Theodore Stalick - SVP and CFO Chris Graves - VP and Chief Investment Officer Conference Call Participants Christopher Campbell - KBW Samir Khare - Capital Markets Ron Bobman - Capital Returns Operator Good morning. My name is Erica, and I will be your conference operator today. At this time, I would ...