Navient Corporation (NASDAQ:NAVI) Q4 2020 Results Earnings Conference Call January 27, 2021 8:00 AM ET Company Participants Nathan Rutledge - IR Jack Remondi - CEO Joe Fisher - CFO Conference Call Participants Sanjay Sakhrani - KBW Bill Ryan - Compass Point Rick Shane - JPMorgan Arren Cyganovich - Citi Vincent Caintic - Stephens Mark DeVries - Barclays Lee Cooperman - Omega Family Office Lance Jessurun - Jefferies Mark Hammond - Bank of America Henry Coffey - Wedbush Moshe Orenbuch - Credit Suisse Operator ...