Hi Jason. Coming back to the expense topic and conversation, on the salaries, can you share whether this--the cost of those salaries, is it going more to entry-level folks or is it more your senior people? Then second, are you at risk of losing people, which is why you had to bump up salaries? Maybe a little more detail about just the salary portion. Gerard Cassidy Operator Operator If I can just follow up on that, Jason, the loan balances were down about 2.5% sequentially. It sounds like--I guess, how are ...