Oportun Financial Corporation (NASDAQ:OPRT) Q3 2020 Earnings Conference Call November 10, 2020 5:00 PM ET Company Participants Nils Erdmann - Vice President of Investor Relations Raul Vazquez - Chief Executive Officer Jonathan Coblentz - Chief Financial Officer and Chief Administrative Officer Conference Call Participants Sanjay Sakhrani - Keefe, Bruyette & Woods, Inc. John Hecht - Jefferies LLC Richard Shane - JPMorgan Chase & Co. Operator Good afternoon, and welcome to the Oportun Third Quarter 2020 Earni ...