Provident Financial Holdings, Inc. (NASDAQ:PROV) Q3 2020 Results Earnings Conference Call October 29, 2020 12:00 PM ET Company Participants Craig Blunden - Chairman and CEO Donavon Ternes - President, Chief Operating and CFO Conference Call Participants Tim Coffey - Janney Montgomery Scott Matthew Clark - Piper Sandler & Co. Operator And ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings First Quarter Earnings Conference Call. At this time, all participants are in l ...