Provident Financial Holdings, Inc. (NASDAQ:PROV) Q1 2019 Earnings Conference Call April 30, 2019 12:00 PM ET Company Participants Craig Blunden - Chairman & CEO Donavon Ternes - President, COO and CFO Conference Call Participants Kevin Swanson - Hovde Group Timothy O'Brien - Sandler O'Neill Timothy Coffey - FIG Partners Operator Ladies and gentlemen, thank you for standing by, and welcome to the Third Quarter Earnings Call. [Operator Instructions] And as a reminder, this conference is being recorded. I'd no ...