Company Participants Paul Newsome - Piper Sandler Mike Zaremski - BMO Bob Farnam - Janney Grace Carter - Bank of America Matt Carletti - JMP Meyer Shields - KBW Thank you, operator. Good morning and thank you for joining us for our quarterly conference call. We will begin today's call with prepared remarks from Jack Roche, our President and Chief Executive Officer; and Jeff Farber, our Chief Financial Officer. Available to answer your questions after our prepared remarks are Dick Lavey, President of Agency ...