TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2019 Earnings Conference Call January 22, 2019 9:00 AM ET Company Participants Robert J. McCormick - Chairman, President and CEO Michael M. Ozimek - EVP and CFO Scot R. Salvador - EVP and Chief Lending Officer Conference Call Participants Alex Twerdahl - Sandler O'Neill Operator Good morning and welcome to the TrustCo Bank Corp Earnings Call and Webcast. All participants will be in listen-only mode. [Operator Instructions]. After today's presentation there will be an op ...