Webster Financial Corporation (NYSE:WBS) Q4 2020 Results Conference Call January 21, 2021 9:00 AM ET Company Participants Terry Mangan - Director, IR John Ciulla - Chairman and CEO Glenn MacInnes - CFO Chad Wilkins - President, HSA Bank Jason Soto - Chief Credit Officer Conference Call Participants Steven Alexopoulos - JP Morgan Chris O'Connell - KBW Brock Vandervliet - UBS Mark Fitzgibbon - Piper Sandler Timur Braziler - Wells Fargo Laurie Hunsicker - Compass Point Steven Duong - RBC Capital Markets Willia ...