Zions Bancorporation, National Association (NASDAQ:ZION) Q4 2021 Earnings Conference Call January 24, 2022 5:30 PM ET Company Participants James Abbott - SVP, Investor Relations and Exterior Communications Harris Simmons - Chairman and CEO Scott McLean - President and Chief Operating Officer Paul Burdiss - Chief Financial Officer Keith Maio - Chief Risk Officer Conference Call Participants Ebrahim Poonawala - Bank of America Bradley Milsaps - Piper Sandler Christopher McGratty - Keefe, Bruyette, & Woods Gar ...