Blue Foundry Bancorp (BLFY) Q4 2024 Earnings Call January 29, 2025 11:00 AM ET Company Participants James Nesci - CEO & PresidentKelly Pecoraro - Executive VP & CFOChristopher O'Connell - Director - Equity Research Conference Call Participants Justin Crowley - Research Analyst Operator Good morning, and welcome to Blue Foundry Bancorp's 4th Quarter 2024 Earnings Call. Comments made during today's call may include forward looking statements, which are based on management's current expectations and are subjec ...