Visa (V) FY Conference June 05, 2025 09:00 AM ET Speaker0 good morning, everybody. Thanks for joining us. Hope you've had a terrific couple days. My name is Andrew Jeffrey. I cover fintech at William Blair. And let me just read the disclosures quickly. I'm required to inform you that a complete list of research disclosures or potential conflicts of interest can be found on our website, williamblair.com. For those of you who have spent any time talking to me, you know my pension for OneDecision stocks, and V ...