The Hanover Insurance Group (THG) 2025 Conference June 11, 2025 12:15 PM ET Speaker0 All right. Good afternoon, everybody. So before we get started, for important disclosures, please see the Morgan Stanley research disclosure website at www.morganstanley.com/researchdisclosure. The taking of photographs and use of recording devices is also not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. With that out of the way, we're privileged to have Jack Roche, the p ...