OFG Bancorp (OFG) Q2 2025 Earnings Call July 17, 2025 10:00 AM ET Speaker0Good morning. Thank you for joining OFG's Bancorp Conference Call. My name is Margo, and I'll be your operator today. Our speakers are Jose Rafael Fernandez, Chief Executive Officer and Chairman of the Board of Directors Maritza Arresmendi, Chief Financial Officer and Cesar Ortiz, Chief Risk Officer. A presentation accompanies today's remarks.It can be found on the homepage of the OFG website under the Second Quarter twenty twenty fiv ...