PennyMac Financial Services (NYSE:PFSI) FY Conference September 08, 2025 02:45 PM ET Company ParticipantsDavid Spector - CEO & ChairmanDaniel Perotti - Senior MD & CFOConference Call ParticipantsTerry Ma - Senior Equity Research AnalystNone - AnalystTerry MaAll right, I think we'll get started. Good afternoon. Thank you, everybody, for joining. My name is Terry Ma. I cover mortgage finance at Barclays. Pleased to have with me on stage PennyMac Financial Services. We have David Spector, CEO, and Dan Perotti, ...