Capital One Financial (NYSE:COF) FY Conference September 09, 2025 02:00 PM ET Company ParticipantsRichard Fairbank - Founder, Chairman & CEOAndrew Young - CFOConference Call ParticipantsNone - AnalystTerry Ma - Senior Equity Research AnalystTerry MaAll right, let's get started. Thank you, everyone, for joining this afternoon. My name is Terry Ma. I cover consumer finance here at Barclays. I'm very pleased to have on stage with me the gentlemen from Capital One. I have Rich Fairbank, CEO, and Andrew Young, C ...