PennyMac Financial Services (NYSE:PFSI) Q3 2025 Earnings Call October 21, 2025 05:00 PM ET Company ParticipantsDavid Spector - Chairman and CEORyan Shelley - VP of High Grade and High Yield Credit ResearchTrevor Cranston - Managing DirectorBose George - Managing DirectorEric Hagen - Managing DirectorDan Perotti - CFOConference Call ParticipantsCrispin Love - Director and Senior Research AnalystDouglas Harter - Equity Research AnalystOperatorGood afternoon and welcome to PennyMac Financial Services, Inc.'s t ...