SmartFinancial (NYSE:SMBK) Q3 2025 Earnings Call October 22, 2025 10:00 AM ET Speaker4Hello everyone, and welcome to the SmartFinancial Q3 2025 earnings release and conference call. My name is Ezra, and I will be your coordinator today. If you would like to ask a question, please press star followed by one on your telephone keypad. If you change your mind, press star followed by two. We will be taking questions at the end of the presentation. I will now hand you over to Nathan Strall, Director of Investor R ...