OFG Bancorp (NYSE:OFG) Q3 2025 Earnings Call October 22, 2025 10:00 AM ET Company ParticipantsAnya Pelshaw - Equity Research AssociateMaritza Arizmendi - CFOJosé Rafael Fernández - CEO and ChairmanTimur Braziler - Director of Mid-Cap Bank Equity ResearchCésar Ortiz - Chief Risk OfficerConference Call ParticipantsKelly Motta - Managing Director and Equity Research AnalystArren Cyganovich - Financial Services Equity Research AnalystOperatorGood morning. Thank you for joining OFG Bancorp's conference call. My ...