Civista Bancshares (NasdaqCM:CIVB) Q3 2025 Earnings Call October 23, 2025 01:00 PM ET Company ParticipantsBrendan Nosal - Director of Equity ResearchIan Whinnem - SVP and CFORyan Payne - Equity Research AssociateTim Switzer - VP of Equity ResearchTerry McEvoy - Managing DirectorDennis Shaffer - President and CEOChuck Parcher - EVP and PresidentOperatorBefore we begin, I would like to remind you that this conference call may contain forward-looking statements with respect to the future performance and financ ...