BayFirst Financial (NasdaqCM:BAFN) Q3 2025 Earnings Call October 31, 2025 09:00 AM ET Speaker4Good morning, ladies and gentlemen, and welcome to the BayFirst Financial Corp Q3 2025 conference call and webcast. At this time, our lines are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. If at any time during this call you need assistance, please press star zero for the operator. This call is being recorded on Friday, October 31, 2025. I will now turn the confe ...