Yiren Digital (NYSE:YRD) 2025 Conference November 04, 2025 10:00 AM ET Speaker0Hello and welcome to the Deutsche Bank Virtual Investor Conference, DVVIC. This is Zafar Aziz from the Deutsche Bank team. I'm pleased to welcome our next presentation by Yiren Digital from China. Before I introduce our speaker, a few points to note. Please click on the questions box to ask a question. All of today's presentations will be recorded and can be accessed via the Deutsche Bank website, www.adr.dv.com. I'm happy now to ...