Third Quarter 2025 Earnings Conference Call November 4, 2025 LGTMs: Date: Andrew T. (Input) Input given 11/3 Peter K. 10/31 Karen S. (Legal) LGTM Accounting (#s confirm) LGTM 2 In addition to U.S. Generally Accepted Accounting Principles ("GAAP") financial measures, this presentation includes certain non-GAAP financial measures including Adjusted EBITDA, Adjusted Net income from continuing operations, Adjusted SG&A, Insurance BER and Normalized Insurance BER. These non-GAAP financial measures are provided t ...