Encore Capital Group (NasdaqGS:ECPG) Q3 2025 Earnings Call November 05, 2025 05:00 PM ET Company ParticipantsTomas Hernanz - EVP and CFOAshish Masih - President and CEOBruce Thomas - VP of Investor RelationsConference Call ParticipantsLogan Hennen - AnalystRobert Dodd - AnalystMark Hughes - Equity AnalystJohn Rowan - AnalystZach Oster - AnalystOperatorGood day, and thank you for standing by. Welcome to the Encore Capital Group's third quarter 2025 earnings conference call. At this time, all participants are ...