Lloyds Banking Group (NYSE:LYG) Q4 2025 Earnings call January 29, 2026 04:30 AM ET Company ParticipantsBen Roberts - VPBen Toms - Director EquitiesCharlie Nunn - CEOChris Cant - Head of Banks StrategyDouglas Radcliffe - Head of Investor RelationsGuy Stebbings - Executive Director of European Banks ResearchJason Napier - Head of European Banks ResearchShail Shah - VPWilliam Chalmers - CFOConference Call ParticipantsJonathan Pierce - Equity AnalystPerlie Mong - UK Banks AnalystCharlie NunnGood morning, everyo ...