PennyMac Financial Services (NYSE:PFSI) Q4 2025 Earnings call January 29, 2026 05:00 PM ET Speaker2Good afternoon, and welcome to PennyMac Financial Services Inc.'s Fourth Quarter and Full Year 2025 Earnings Call. Additional earnings materials, including presentation slides that will be referred to in this call, are available on PennyMac Financial's website at pfsi.pennymac.com. Before we begin, let me remind you that this call may contain forward-looking statements that are subject to certain risks identif ...