Cincinnati Financial Corporation (NASDAQ:CINF) Q4 2022 Earnings Conference Call February 7, 2023 11:00 AM ET Steve Johnston - Chairman & CEO Steve Soloria - SVP, Investments Mike Zaremski - BMO Operator Dennis McDaniel - IR Steve Spray - President Paul Newsome - Piper Sandler Grace Carter - Bank of America Good day, and welcome to the Cincinnati Financial Corporation Fourth Quarter and Full-Year 2022 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After toda ...