$ in millions Balanced expense management through 2023, after growth in 2021-2022 from investing in our operations and technology teams $80 $60 ©2024 Live Oak Bancshares. All rights reserved. | View all disclosures at end of presentation A MERICAN 20 SBA lenders for 20 ©2024 Live Oak Bancshares. All rights reserved. FINANCIAL HIGHLIGHTS ©2024 Live Oak Bancshares. All rights reserved. | View all disclosures at end of presentation ©2024 Live Oak Bancshares. All rights reserved. | View all disclosures at end o ...