Provident Financial Holdings, Inc (NASDAQ:PROV) Q3 2024 Results Conference Call April 30, 2024 12:00 PM ET Donavon Ternes - President & CEO Andrew Liesch - Piper Sandler Timothy Coffey - Janney Thank you for standing by. My name is Kathleen, and I will be your conference operator today. At this time, I would like to welcome everyone to the Provident Financial Holdings Third Quarter for Year 2024 Earnings Call. [Operator Instructions] Donavon Ternes We also may make forward-looking statements during the ques ...