I certainly do, and I agree, hopefully, they will. First off, can you help me understand the app that you're developing with coyni? And how -- I guess, how we should look at it, say, vis-Ã -vis Square? Ben Errez Okay. So for that, I will invite a new speaker. That's Fredi Nisan, CEO. Go ahead, Fredi. Ryvyl, Inc. (NASDAQ:RVYL) Q3 2023 Results Conference Call November 13, 2023 4:30 PM ET Ben Errez - Chairman George Oliva - Chief Financial Officer Min Wei - Chief Operating Officer Fredi Nisan - CEO Conference ...