TrustCo Bank Corp NY (NASDAQ:TRST) Q4 2023 Earnings Conference Call January 23, 2024 9:00 AM ET Company Participants Robert J. McCormick - Chairman, President and CEO Michael M. Ozimek - CFO Scot R. Salvador - EVP Commercial Banking Conference Call Participants Alex Twerdahl - Piper Sandler Ian Lapey - Gabelli Funds Greg Roeder - Adirondack Funds Operator Good day, and welcome to the TrustCo Bank Corp Earnings Call and Webcast. All participants will be in a listen-only mode. [Operator Instructions] After to ...