About this content About Emily Jarvie Emily began her career as a political journalist for Australian Community Media in Hobart, Tasmania. After she relocated to Toronto, Canada, she reported on business, legal, and scientific developments in the emerging psychedelics sector before joining Proactive in 2022. She brings a strong journalism background with her work featured in newspapers, magazines, and digital publications across Australia, Europe, and North America, including The Examiner, The Advocate, ...

Fintech stock Fiserv Inc (NYSE:FI) was last seen up 3.6% at $169.14, after news that the company is launching its own bank-friendly stablecoin with Circle (CRCL) on the Solana blockchain. The firm also announced a separate stablecoin partnership with PayPal (PYPL). Fiserv stock jumped above resistance at the $170 level at the open, which has kept a firm lid on gains since mid-May, but found pressure at the 40-day moving average. Since the start of the year, FI is down 18.9%, though it's still holding on to ...

I gave a buy rating to Fiserv (NYSE: FI ) in February this year, with my key thesis being that the business should have no issues growing earnings by mid-teens percentage over time, drivenI'm a passionate investor with a strong foundation in fundamental analysis and a keen eye for identifying undervalued companies with long-term growth potential. My investment approach is a blend of value investing principles and a focus on long-term growth. I believe in buying quality companies at a discount to their intri ...

Key Takeaways USB is integrating Elan's credit card program into Fiserv's Credit Choice digital card solution. The partnership supports USB's digital-first strategy with a unified debit and credit platform. Fiserv will aid in rollout, training, and onboarding, targeting full integration by early 2026. U.S. Bancorp (USB) has entered a partnership with Fiserv (FI) to integrate its Elan Financial Services credit card program into Fiserv’s Credit Choice solution. The collaboration aims to enhance digital card ...

Delray Beach, FL, June 09, 2025 (GLOBE NEWSWIRE) -- The global Payment Gateway Market size is projected to grow from USD 26.7 billion in 2024 to USD 48.4 billion by 2029 at a Compound Annual Growth Rate (CAGR) of 12.6% during the forecast period, according to a new report by MarketsandMarkets™. The proliferation of subscription-based business models across various industries has led to a surge in demand for recurring payment solutions. Payment gateways that offer flexible subscription management tools are ...

Fiserv has agreed to acquire the remaining 49.9% stake in AIB Merchant Services (AIBMS) from AIB Group, aiming to strengthen its merchant services footprint across Ireland and Europe.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .The transaction, announced June 6, will give Fiserv full ownership of AIBMS, one of Ireland’s largest payment ...

The Financial Transaction Services industry is expected to benefit from rapid digital transformation, rising adoption of contactless and cross-border payments, resilient consumer spending and strategic growth through mergers and acquisitions (M&A). Advancements in technologies like BNPL, biometrics and cryptocurrency are expanding market reach and boosting revenues. Continued technology investments and expected rate cuts support long-term growth and innovation across the sector. However, challenges such as ...

Call Start: 14:20 January 1, 0000 2:50 PM ET Fiserv, Inc. (NYSE:FI) William Blair 45th Annual Growth Stock Conference June 04, 2025 02:20 PM ET Company Participants Robert W. Hau - Chief Financial Officer Conference Call Participants Andrew William Jeffrey - William Blair & Company L.L.C., Research Division Andrew William Jeffrey I think we're ready to go. Good afternoon, everybody. Thanks for joining us. My name is Andrew Jeffrey. I'm fintech analyst covering Fiserv, along with Chris Kennedy, who's right t ...

纪要涉及的公司 Fiserv是一家金融科技公司，业务涵盖商户解决方案和金融解决方案两大板块 [1][5]。 纪要提到的核心观点和论据 公司整体情况 - **核心观点**：Fiserv是金融科技领域长期增长前景良好的公司，当前估值有吸引力，评级为“跑赢大盘” [3]。 - **论据**：公司去年营收约190亿美元，有机增长16%，拥有强大且不断增长的商户解决方案和金融解决方案两大业务板块，且在银行业与商业的交叉领域具有独特优势 [3][5]。 业务板块情况 - **商户解决方案（Merchant Solutions）** - **核心观点**：该板块营收约95亿美元，包含小企业、企业和处理三个业务线，预计近期有机营收增长12 - 15%，优于同行和行业基准 [5][47]。 - **论据**：小企业业务占该板块约三分之二营收，Clover是小企业操作系统，价值增值服务渗透率不断提高；企业业务通过Commerce Hub为大型企业提供服务，新的增值服务和集成能力吸引了更多客户；处理业务占比约10 - 15%，营收基本持平 [7][9][11]。 - **金融解决方案（Financial Solutions）** - **核心观点**：该板块营收约95亿美元，有机营收增长正在加速，预计今年增长6 - 8%，具有较宽的护城河和防御性竞争地位 [12][50]。 - **论据**：业务主要面向美国或北美金融机构，包含数字支付、发卡和银行三个业务线；新推出的Cash Flow Central产品受到客户广泛关注；公司通过多种切入点与金融机构建立合作关系，扩大了市场份额 [13][14][53]。 Clover业务 - **核心观点**：Clover是小企业操作系统，对商户业务的可持续增长至关重要，预计今年营收35亿美元，明年45亿美元 [30][36]。 - **论据**：它不仅提供支付处理，还提供大量增值服务，使收入多元化，降低客户流失率，提高客户平均收入；尽管第一季度交易量有小幅度放缓，但营收增长27%，价值增值服务渗透率从去年底的19%提升至第一季度的24%，目标是今年达到25%，明年达到27% [28][33][34]。 财务展望 - **核心观点**：公司预计今年整体有机营收增长10 - 12%，将连续第四年实现11%或更高的增长，同时有望实现至少125个基点的利润率扩张 [60]。 - **论据**：公司持续投资新产品和解决方案，带来增量收入，且收入的利润率高于公司平均水平；通过有机增长投资、并购和向股东返还现金等方式进行资本部署 [62][63]。 其他重要但是可能被忽略的内容 - **嵌入式金融**：Fiserv在银行业与商业的交叉领域具有独特优势，嵌入式金融业务不断发展，如为DoorDash和Walmart提供相关服务 [20][21][23]。 - **国际业务**：商户解决方案业务约25%的营收来自美国以外地区；金融解决方案业务约5%为国际业务，虽占比小但有一定机会 [6][13]。 - **资本部署**：公司优先进行有机增长投资，预计每年投入约10亿美元资本；寻找增值并购机会；通过股票回购向股东返还现金 [64][65][66]。

Fiserv, Inc. (NYSE:FI) Bernstein 41st Annual Strategic Decisions Conference June 3, 2025 8:30 AM ET Company Participants Mike Lyons - CEO Conference Call Participants Unidentified Analyst Well, good morning, everyone, and welcome to the Baird conference this year. We're very pleased to be hosting all of you. We're very pleased to be hosting Fiserv this morning with new CEO, Mike Lyons, who's been at Fiserv a few months. And this is one of his first conferences at Fiserv. I think all of you know, Fiserv's be ...