Welcome back to Market on Close. I'm Sam Vardis live from the floor of the New York Stock Exchange. It's time now for overlooked stock.Shares of Lemonade are on the rise after Morgan Stanley upgraded shares this morning. So I'm joined by George Sillis to get us across this one, senior markets correspondent. So what is exactly the analyst saying which is behind uh this note today as to why the shares are rallying up at 9% right now, George.>> Yeah, I mean you look at Lemonade. In fact, in the last year, the ...

Key Takeaways LMND uses AI bots like Maya and Jim to automate nearly all policy sales and streamline claims in seconds.Technology reduces LMND's operating and loss adjustment costs, improving profitability as the company scales.LMND's loss adjustment expense ratio improved by 600 bps in 3 years, underscoring tech's impact on efficiency.Lemonade Inc. (LMND) is a technology-driven insurer that relies heavily on data, artificial intelligence and automation to deliver operational efficiency and build a scalable ...

Lemonade, Moelis, and Bank of Montreal are showing constructive technical setups. ...

U.S. stocks were lower, with the Dow Jones index falling more than 100 points on Tuesday.Shares of Cementos Pacasmayo SAA – ADR (NYSE:CPAC) rose sharply during Tuesday's session after Holcim signed an agreement to purchase 50.01% of the company’s owner, Inversiones Aspi. S.A. of the Hochschild Group.Cementos Pacasmayo shares jumped 47.4% to $10.30 on Tuesday.Here are some other big stocks recording gains in today’s session.Rezolve AI PLC (NASDAQ:RZLV) gained 23.7% to $2.87 after the company reported prelimi ...

智通财经APP获悉，Lemonade(LMND.US)股价走高，截至发稿，该股涨超8%，报81.13美元。摩根士丹 利分析师Bob Huang上调该股至持有评级，并将目标价从53美元上调至85美元。 ...

This auto insurance stock was once a lemon in its early years on the market. Now, the stock's gains are giving investors lemonade.The artificial intelligence space (AI) is booming, and Lemonade (LMND 3.44%) is unequivocally the AI-centered leader in renters, pet, car, and homeowners insurance. Having gone public five years ago, the insurance company's stock is relatively young, but it has great potential.Between 2020 and 2021, the company's share prices declined by 90%, primarily due to the high interest ra ...

文章核心观点 - AI保险科技公司Lemonade Inc正深化与特斯拉车主的合作 通过直接连接车辆数据提供定制化保险 此举旨在获取用户、收集数据并探索创新保险模式 如为特斯拉全自动驾驶里程提供近乎免费的保险[1][2][5] - 特斯拉自身的保险业务虽在部分州提供且可能价格更低 但其业务可能处于亏损状态 且覆盖范围有限 这为Lemonade等第三方保险公司创造了市场机会[1][7][11] Lemonade与特斯拉的合作举措 - Lemonade目前允许亚利桑那、加利福尼亚和俄勒冈州的特斯拉车主通过其应用程序直接连接车辆数据 无需额外安装UBI设备 并计划在2026年扩展至更多州[2][3] - 通过直接连接特斯拉车辆 Lemonade能够提供更低的价格 其网站显示特斯拉车辆的平均月保费在32至41美元之间 具体取决于驾驶历史和车型[3][4] - Lemonade联合创始人近期表示 公司乐于探索以近乎免费的方式为特斯拉的全自动驾驶里程提供保险 这可能成为一种独特的保险模式 帮助公司收集数据并鼓励用户使用FSD功能[5][6] 特斯拉保险业务现状 - 特斯拉自营保险业务于2019年推出 目前在美国12个州可用 并可能即将增加佛罗里达州作为三年来的首个新拓展州[7][9] - 特斯拉使用基于驾驶行为的安全评分来个性化定价 但根据标普的数据 其保险业务在2023年的损失率达到92.5% 考虑到运营成本后很可能处于亏损状态[10][11][12] - 并非所有保险公司都承保特斯拉车辆 且许多公司因维修成本较高而收取更高保费[4] 市场背景与潜在影响 - 特斯拉自身的保险计划并非在所有州可用 这使部分车主需要寻找其他保险选项[1] - 有数据显示 使用特斯拉全自动驾驶的里程发生事故的可能性比美国平均水平低九倍 这可能为相关保险产品的定价提供依据[6] - 今年有报告指出 由于针对特斯拉车辆的故意破坏行为激增 特斯拉车主正面临保费上涨的问题[12]

Key Takeaways LMND's net investment income has risen 16% YTD to $28.6M, following a 38% jump to $34M in 2024.Growth was fueled by diversification into higher-yield investments across its fixed-income portfolio.Steady investment returns support LMND's scaling efforts and help offset underwriting volatility.Lemonade Inc.’s (LMND) top line, like any other insurer, has net investment income as an important component, complementing premium revenues as well as commission and other income.LMND’s net investment inc ...

We came across a bullish thesis on Lemonade, Inc. on Make Money, Make Time’s Substack by Oliver | MMMT Wealth. In this article, we will summarize the bulls’ thesis on LMND. Lemonade, Inc.'s share was trading at $72.16 as of December 2nd. Oscar Health (OSCR) Climbs 7.6% as Investors Await Cues on Upcoming Conference Valeri Potapova/Shutterstock.com Lemonade Inc. (LMND) continues to strengthen its position as an AI-native disruptor in the multi-trillion-dollar insurance industry, delivering rapid growth a ...

核心观点 - Lemonade Inc (LMND) 是一个具有吸引力的长期投资标的 其增长由有效的产品组合 地域扩张和技术驱动 支撑了有效保费持续增长 [1] 有效保费增长与驱动因素 - 第三季度有效保费增长至11.6亿美元 连续第八个季度加速增长 管理层预计年末有效保费在12.18亿至12.23亿美元之间 并预计2026财年有效保费增长30% [2] - 增长由强大的产品组合 人工智能驱动的细分和定价改进支持 公司已从租客和房主保险扩展到汽车 宠物和人寿保险领域 [2][3] - 地域扩张是增长杠杆 欧洲市场提供了除美国以外的多元化增长机会 其巨灾风险敞口更低 监管环境更有利 [3] - 人工智能和远程信息处理技术支持的审慎核保 改善了客户留存和风险选择 从而支持了更稳定的长期有效保费 [3] 运营效率与财务影响 - 有效保费的改善带来了显著的效率提升 所有产品的平均理赔费用率改善至7% 在过去三年中 公司理赔费用率改善了600个基点 [4] - 有效保费的改善加强了对经常性保费流的可见性 同时增强了整个业务的运营杠杆 [4] 同业比较 - Universal Insurance Holdings 的增长由有效保费的稳定上升支撑 这得益于战略性的费率上调 与通胀挂钩的估值调整以及审慎的核保 这一趋势支撑了直接承保保费和已赚保费的增加 [5] - HCI Group 的增长主要由有效保费的显著增加推动 这得益于有纪律的定价和战略收购多轮Citizens保单 扩张导致总已赚保费强劲增长 [6] 股价表现与估值 - LMND股价年初至今上涨100.6% 但表现逊于行业 [7] - 公司估值高于行业 目前市净率为10.33倍 高于行业平均的2.4倍 价值评分为F [9] 盈利预测与评级 - Zacks对LMND 2025年盈利的一致预期在过去30天内被上调 而2026年的预期被下调 [10] - 对公司2025年和2026年盈利的一致预期分别显示同比增长16.8%和32.3% 对这两年的收入一致预期也显示同比增长 公司增长评分为A [11] - LMND股票目前拥有Zacks评级3 持有 [12]