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MGIC Investment (MTG) - 2025 Q3 - Earnings Call Transcript
2025-10-30 23:00
MGIC Investment (NYSE:MTG) Q3 2025 Earnings Call October 30, 2025 10:00 AM ET Speaker3Ladies and gentlemen, thank you for standing by and welcome to the MGIC Investment Corporation third quarter 2025 earnings call. At this time, all lines have been placed on mute to prevent any background noise. At the end of today's presentation, we'll have a question and answer session. To ask a question, please press Star 11 on your telephone and wait for your name to be announced. To withdraw your question, please press ...
MGIC Investment (MTG) - 2025 Q3 - Earnings Call Presentation
2025-10-30 22:00
业绩总结 - 2025年原始风险书写金额为113亿美元,2024年为145亿美元[6] - 2025年原始风险剩余比例为96.5%,2024年为88.2%[6] - 2025年加权平均FICO分数为755,2024年为753[6] - 2025年加权平均LTV为93.1%,2024年为93.2%[6] - 2025年风险在保单中逾期比例为0.2%,2024年为0.9%[7] - 2025年逾期贷款数量为188笔,2024年为1406笔[7] - 2025年新收到的逾期通知数量为204笔,2024年为995笔[7] - 2025年所需的最低资产为6.94亿美元,2024年为9.21亿美元[9] - 2025年保留的风险为3.21亿美元,占54%[9] - 2025年总风险为58.49亿美元[9] 用户数据 - 2025年第三季度新通知数量为13,582,较2025年第二季度的11,970增加了13.5%[11] - 2025年第三季度新通知索赔率保持在7.5%不变[11] - 2025年第三季度新通知严重性为65,200美元,较2025年第二季度的64,200美元上升了1.6%[11] 未来展望 - 2025年第三季度净损失为11百万美元,相较于2025年第二季度的净损失(3百万美元)有所改善[11] - 2025年第三季度的直接主要损失准备金为392百万美元,与2025年第二季度持平[12] - 2025年第三季度的总直接损失准备金为452百万美元,较2025年第二季度的452百万美元没有变化[12] - 2025年第三季度的平均索赔率为23.1%,较2025年第二季度的24.5%下降了1.4个百分点[12] 风险管理 - 2025年第三季度的逾期库存为25,747,较2025年第二季度的24,444增加了5.3%[12] - 2025年第三季度的逾期贷款的平均风险为62,735,较2025年第二季度的62,240增加了0.8%[12] - 2025年第三季度的损失准备金与风险暴露比率为105%[12]
Solid Q3 Validates MGIC Stock As A Suitable Hold (NYSE:MTG)
Seeking Alpha· 2025-10-30 14:40
Shares of MGIC Investment ( MTG ) have been a moderate performer over the past year, gaining about 6%. That said, we have seen shares pull back from their recent highs amid worries about further slowing in the housing market. On Wednesday evening, MGIC reported solidOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or have a question for ...
Solid Q3 Validates MGIC As A Suitable Hold
Seeking Alpha· 2025-10-30 14:40
股价表现 - 过去一年MGIC Investment股价上涨约6% [1] - 股价已从近期高点回落 因市场担忧住房市场进一步放缓 [1] 公司运营 - MGIC Investment在周三晚间公布了稳健的业绩 [1]
MGIC (MTG) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
ZACKS· 2025-10-30 09:01
For the quarter ended September 2025, MGIC Investment (MTG) reported revenue of $304.34 million, down 0.6% over the same period last year. EPS came in at $0.83, compared to $0.77 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $307.8 million, representing a surprise of -1.12%. The company delivered an EPS surprise of +15.28%, with the consensus EPS estimate being $0.72.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wa ...
MGIC Investment (MTG) Q3 Earnings Surpass Estimates
ZACKS· 2025-10-30 06:41
MGIC Investment (MTG) came out with quarterly earnings of $0.83 per share, beating the Zacks Consensus Estimate of $0.72 per share. This compares to earnings of $0.77 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +15.28%. A quarter ago, it was expected that this mortgage insurance company would post earnings of $0.7 per share when it actually produced earnings of $0.82, delivering a surprise of +17.14%.Over the last four qua ...
MGIC Investment (MTG) - 2025 Q3 - Quarterly Report
2025-10-30 04:05
FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 For the transition period from ______ to ______ Commission file number 1-10816 MGIC Investment Corporation (Exact name of registrant as specified in its charter) Wisconsin 39-1486475 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 250 E. Kilbourn Avenue 53202 Milwaukee, Wisconsin (Zip Code) (Address of principal executive offices) (414) 347-6480 (Registrant's telephone number ...
MGIC Investment Corporation Reports Third Quarter 2025 Results
Prnewswire· 2025-10-30 04:05
Accessibility StatementSkip Navigation Third Quarter 2025 Net Income of $191.1 million or $0.83 per Diluted Share Third Quarter 2025 Adjusted Net Operating Income (Non-GAAP) of $190.8 million or $0.83 per Diluted Share MILWAUKEE, Oct. 29, 2025 /PRNewswire/ -- MGIC Investment Corporation (NYSE: MTG) today reported operating and financial results for the third quarter of 2025. Tim Mattke, CEO of MTG and Mortgage Guaranty Insurance Corporation ("MGIC") said, "I am pleased to report another quarter of strong fi ...
MGIC Investment (MTG) - 2025 Q3 - Quarterly Results
2025-10-30 04:04
Exhibit 99 Investor Relations: Dianna Higgins | (414) 347-2635 | dianna_higgins@mgic.com MGIC Investment Corporation Reports Third Quarter 2025 Results Third Quarter 2025 Net Income of $191.1 million or $0.83 per Diluted Share Third Quarter 2025 Adjusted Net Operating Income (Non-GAAP) of $190.8 million or $0.83 per Diluted Share MILWAUKEE (October 29, 2025) - MGIC Investment Corporation (NYSE: MTG) today reported operating and financial results for the third quarter of 2025. Tim Mattke, CEO of MTG and Mort ...
MGIC Announces Enhanced Capabilities within ICE Encompass Partner Connect
Prnewswire· 2025-10-28 04:05
MGIC becomes first MI provider to manage its own updates and deliver faster access to solutions MILWAUKEE, Oct. 27, 2025 /PRNewswire/ -- Mortgage Guaranty Insurance Corporation (MGIC), the principal subsidiary of MGIC Investment Corporation (NYSE: MTG), announced today that it is the first mortgage insurer to manage its own functionality within the ICE Mortgage Technology Encompass Partner Connect (EPC) platform. EPC is a cloud-native, third-party service integration platform that enables service provider ...