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PNC(PNC) - 2023 Q2 - Earnings Call Transcript
2023-07-18 17:17
PNC Financial Services Group, Inc. (NYSE:PNC) Q2 2023 Earnings Conference Call July 18, 2023 11:00 AM ET Company Participants Bryan Gill - Head, IR Bill Demchak - Chairman, President and CEO Robert Reilly - Executive Vice President and CFO Conference Call Participants John Pancari - Evercore ISI David George - Robert W. Baird Erika Najarian - UBS Scott Siefers - Piper Sandler Michael Mayo - Wells Fargo Betsy Graseck - Morgan Stanley Ebrahim Poonawala - Bank of America Bryan Gill Good morning, and welco ...
PNC(PNC) - 2023 Q1 - Quarterly Report
2023-05-01 16:00
股票回购和股息政策 - 近几个月来，一些金融服务机构因无法获得所需流动性而失败或需要外部流动性支持[585] - PNC在2023年第一季度回购了2831万股PNC普通股[588] - PNC董事会已授权回购高达1亿股普通股的框架，截至2023年3月31日，约47%仍可回购[589] - PNC董事会预计由于最近市场波动和经济不确定性，第二季度的股票回购活动将减少[589] - PNC董事会目前打算继续支付季度现金股息，未来股息金额将取决于经济和市场状况、财务状况等因素[605] - PNC金融服务集团的股息再投资和股票购买计划使持有我们普通股的股东能够方便地购买额外的普通股[607]
PNC(PNC) - 2023 Q1 - Earnings Call Transcript
2023-04-14 18:32
PNC Financial Services Group, Inc. (NYSE:PNC) Q1 2023 Results Conference Call April 14, 2023 11:00 AM ET Company Participants Bryan Gill - Head, IR William Demchak - CEO Robert Reilly - CFO Conference Call Participants Betsy Graseck - Morgan Stanley Mike Mayo - Wells Fargo Securities Gerard Cassidy - RBC John Pancari - Evercore Bill Carcache - Wolfe Research Scott Siefers - Piper Sandler Ken Usdin - Jefferies Bryan Gill Good morning, and welcome to today's conference call for the PNC Financial Services Gro ...
PNC(PNC) - 2022 Q4 - Annual Report
2023-02-21 16:00
公司资产和收购 - 公司总资产、总存款和股东权益分别为5573亿美元、4363亿美元和458亿美元[11] - PNC于2021年6月1日收购了BBVA USA Bancshares, Inc.，支付了115亿美元现金[13] - PNC在2020年第二季度出售了其对BlackRock的全部22.4%股权，净收益142亿美元，售后收益43亿美元[15] 监管机构和资本要求 - PNC的监管机构包括联邦储备局、美国国家银行监督管理局和消费者金融保护局[20] - PNC和PNC Bank必须从CET1资本中扣除未合并金融机构的投资、MSRs和递延税款资产[34] - PNC和PNC Bank选择了五年的过渡期，从2020年3月31日起生效，影响了本报告中披露的监管资本比率[36] - PNC必须至少保持7.4%的CET1资本比率，8.9%的一级资本比率和10.9%的总资本比率[40] - PNC Bank必须至少保持7.0%的CET1资本比率，8.5%的一级资本比率和10.5%的总资本比率[40] 风险管理和监管 - PNC和其他总资产超过1000亿美元的BHC受到与流动性风险管理和整体风险管理相关的各种增强审慎标准的约束[64] - OCC为大型银行制定了风险管理和治理标准，包括最低标准设计和实施风险治理框架[72] - 联邦储备法第23A和23B节规定了银行与其关联方之间的交易限制[73] 法律和政策影响 - 公司受到多项法律和监管的约束，这些法律和监管旨在促进金融机构的安全性和稳健性，金融市场的透明度和流动性，以及消费者保护[158] - 美国政府的法律和政策变化可能对公司的产品和服务类型或条款产生影响[149] - 美国政府的预算问题可能导致经济不稳定，对公司的业务和财务表现产生不利影响[150] LIBOR过渡和风险 - SOFR是替代USD LIBOR的备选参考利率，基于隔夜美国国债回购交易利率[181] - 转换到SOFR很可能导致原本基于LIBOR的合同中的价值转移[182] - 价值转移可能对公司或其他合同方造成财务上的不利或有利影响[183] - 从LIBOR过渡到替代参考利率可能存在一系列风险，包括实施过渡的挑战性[184]
PNC(PNC) - 2022 Q4 - Earnings Call Transcript
2023-01-18 18:10
The PNC Financial Services Group, Inc. (NYSE:PNC) Q4 2022 Results Conference Call January 18, 2023 9:00 AM ET Company Participants Bryan Gill - SVP, Director-IR Bill Demchak - Chairman, President & CEO Rob Reilly - EVP, CFO Conference Call Participants John Pancari - Evercore John McDonald - Autonomous Research Gerard Cassidy - RBC Bill Carcache - Wolfe Research Betsy Graseck - Morgan Stanley Ken Usdin - Jefferies Mike Mayo - Wells Fargo Securities Ebrahim Poonawala - Bank of America Matt O'Conor - Deutsche ...
PNC(PNC) - 2022 Q3 - Earnings Call Transcript
2022-10-14 18:02
The PNC Financial Services Group, Inc. (NYSE:PNC) Q3 2022 Results Conference Call October 14, 2022 11:00 AM ET Company Participants Bryan Gill - SVP, Director-IR Bill Demchak - Chairman, President & CEO Rob Reilly - EVP, CFO Conference Call Participants John Pancari - Evercore Scott Siefers - Piper Sandler Gerard Cassidy - RBC Ken Usdin - Jefferies Mike Mayo - Wells Fargo Securities Bill Carcache - Wolfe Research Michael Rose - Raymond James Nathan Stein - Deutsche Bank Bryan Gill Well, good morning, and we ...
PNC(PNC) - 2022 Q2 - Earnings Call Transcript
2022-07-15 15:33
The PNC Financial Services Group, Inc. (NYSE:PNC) Q2 2022 Results Conference Call July 15, 2022 8:00 AM ET Company Participants Bryan Gill - SVP, Director-IR Bill Demchak - Chairman, President & CEO Rob Reilly - EVP, CFO Conference Call Participants Gerard Cassidy - RBC Bill Carcache - Wolfe Research Ken Usdin - Jefferies Erika Najarian - UBS Mike Mayo - Wells Fargo Securities John Pancari - Evercore ISI Bryan Gill Good morning, and welcome to today's conference call for the PNC Financial Services Group. Pa ...