ANN ARBOR, MI / ACCESS Newswire / October 31, 2025 / University Bancorp, Inc. (OTCQB:UNIB) announced that it had an unaudited net income attributable to University Bancorp, Inc. ("UNIB") common stock shareholders in 3Q2024 of $4,371,716 $0.85 per share on average shares outstanding of 5,169,518 for the third quarter, versus an unaudited net income of $2,744,480.07, $0.53 per share on average shares outstanding of 5,169,518 for 3Q2024. For the 9 months ended September 30, 2025, net income was $5,535,896 $1.1 ...

核心财务表现 - 2026财年第一季度未经审计净利润为140万美元 较2024年同期的63.3万美元增长120% [1] - 每股基本和稀释收益为0.43美元 较2024年同期的0.20美元增长115% [1] - 净利息收入增至618万美元 较2024年同期的482万美元增长28% [3] - 利息收入从1091万美元增至1109万美元 利息支出从609万美元降至491万美元 [3] - 信贷损失拨备录得4.2万美元贷项 而2024年同期为38.2万美元拨备费用 [3] 盈利能力指标 - 平均资产回报率为0.64% 高于上年同期的0.49% [8] - 平均股本回报率为6.69% 高于上年同期的5.52% [8] - 平均生息资产净息差为2.97% 较上年同期的2.47%扩大50个基点 [8] 资产负债表变动 - 总资产从6月30日的8.877亿美元降至9月30日的8.623亿美元 [4] - 现金及现金等价物从2010万美元降至803万美元 投资证券从1.878亿美元增至1.898亿美元 [4] - 净贷款应收款从6.336亿美元降至6.193亿美元 存款从7.213亿美元降至6.803亿美元 [4] - 存款减少主要因公共实体约5930万美元房地产税存款在税款分发期间被提取 [4] - 总借款从7290万美元增至8720万美元 股东权益从8180万美元增至8450万美元 [4] 资产质量与资本状况 - 不良资产从21.1万美元增至105.7万美元 不良资产与总资产比率从0.02%升至0.12% [9] - 信贷损失准备金为649万美元 贷款损失准备金与总贷款比率保持1.04% [9] - 每股账面价值从24.42美元增至25.22美元 平均股东权益与平均总资产比率从8.83%升至9.56% [9] 战略发展与管理层评论 - 公司与ServBank达成战略联盟 并于昨日宣布合并协议 [2][12] - 管理层表示贷款组合重新定价和资金结构优化在当前利率环境下促进盈利改善 [2] - 公司宣布每股0.20美元现金股息 将于2025年10月17日支付 [14]

Shares of Landmark Bancorp, Inc. (LARK) have risen 0.9% since reporting third-quarter 2025 earnings. This compares to the S&P 500 index’s 0.01% growth over the same period. However, over the past month, the stock has declined 3%, underperforming the S&P 500’s 3% rally.Landmark Bancorp reported diluted earnings per share (EPS) of 85 cents for the third quarter of 2025, marking a 25% increase from 68 cents in the same quarter last year. Net income rose to $4.9 million from $3.9 million in the year-ago period, ...

PASCAGOULA, Miss.--(BUSINESS WIRE)--Merchants & Marine Bancorp, Inc. Announces Third Quarter Earnings. ...

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The Bancorp (NasdaqGS:TBBK) Q3 2025 Earnings Call October 31, 2025 08:00 AM ET Speaker5Good morning, ladies and gentlemen, and welcome to The Bancorp Inc. Q3 2025 earnings conference call. At this time, all lines are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. If at any time during this call you require immediate assistance, please press star zero for the operator. This call is being recorded on Friday, October 31, 2025. I would now like to turn the conf ...

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Accessibility StatementSkip Navigation IRVINE, Calif., Oct. 31, 2025 /PRNewswire/ -- CW Bancorp (OTCQX: CWBK), the parent company ("the Company") of CommerceWest Bank (the "Bank") reported consolidated net income for the third quarter of 2025 of $2,778,000 or $0.93 per diluted share as compared to $3,131,000 or $1.03  per diluted share for the third quarter of 2024, an EPS decrease of 9% and net income for the nine months ended September 30, 2025 of $8,795,000 or $2.93 per diluted share as compared to $9, ...

THE BANCORP INVESTOR PRESENTATION OCTOBER 2025 2 FORWARD LOOKING STATEMENTS & OTHER DISCLOSURES Statements in this presentation regarding The Bancorp, Inc.'s ("The Bancorp") business, that are not historical facts, are "forward-looking statements." These statements may be identified by the use of forward-looking terminology, including the words "intend," "may," "believe," "will," "expect," "look," "anticipate," "plan," "estimate," "continue," or similar words. Forward-looking statements include but are not ...

I am a value focused investor, conducting fundamental research on sectors like but not limited to chemicals, homebuilders, building materials, industrials and metals & mining. I prefer to invest in stocks which are cheaply available and have a catalyst in the near future. My investment horizon ranges from a quarter to two years. I have over 3 years of active investing experience and served as buy side analyst at boutique research firm and family offices.Analyst’s Disclosure:I/we have no stock, option or sim ...