Key Points The poster has $7M net worth and $350K liquid annual income but saves only $6K yearly due to expenses. At current savings rates with 10% returns he could reach $10M in seven years or $20M in fourteen years. His projected $370K annual retirement need requires only $10M at a 3.9% withdrawal rate. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. A Reddit user with a $7 million net worth is ...