Key Points Ensure your Social Security benefit is based on accurate information by checking your earnings record. Verify that your payment information is up to date. If you expect to owe taxes on benefits, decide whether you want money withheld from your checks to cover this. The $23,760 Social Security bonus most retirees completely overlook › Social Security benefits are set to jump in a few weeks when the 2.8% 2026 cost-of-living adjustment (COLA) takes effect. You're probably anxiously await ...