The retirement age in the U.S. — the age at which you become eligible for retirement benefits — is 62 for Social Security and 59½ for penalty-free withdrawals from 401(k) and IRA accounts. That was easy, right? Well, not so fast. Like many things related to retirement, understanding your eligibility for benefits and deciding when it makes sense to start claiming them isn’t quite that simple. But don’t worry; in this article, we’ll help you figure out your retirement age and how to maximize your benefits ...