Real risk control professionals review your application. They dig into your programs, your policies, your procedures. They verify you’ve got proper driver qualification files, functioning safety programs, telematics that actually get used, training protocols that mean something. They want to know you’re defensible when the crash happens, not if.You have to earn your way in.A captive works like this: best-in-class motor carriers come together and form their own insurance company. They own it. They control it ...