With retirement on the horizon, Gen X faces a mix of economic pressures, rising costs and shifting family demands. Financial experts said several overlooked factors, not just one, could threaten Gen X’s ability to retire comfortably, and the biggest risks may not be the ones Gen X expects. Here are some of the biggest threats to Gen X’s retirement savings. Learn More: This ‘Boring’ Investment Could Be the Secret To Never Running Out of Retirement Income Read Next: 5 Clever Ways Retirees Are Earning Up To ...

美国民众退休预期与长期护理认知 - 59%的美国成年人预计其退休生活将比父母更长[1] - 61%的美国人认为他们很可能在未来需要长期护理服务[2] 长期护理成本趋势 - 2024年家庭健康助手每日8小时护理的年成本为96,360美元[3] - 若年成本以5%速度增长，至2058年自付费用可能达到506,213美元[3] - 对于临近退休人群，长期护理自付成本预计仍将达六位数低段水平[7] 财务规划策略与行业工具 - 规划长期护理需结合保险解决方案与战略性储蓄等工具[5] - 财务计划应整合长期护理规划、多元化储蓄及税收优惠策略[6] - 建立允许未来增长的多元化投资组合是规划起点[6]