Key Points It can be beneficial to have money in a Roth account during retirement. If you can't or didn't fund a Roth account directly, you can do a Roth conversion. Since a Roth conversion counts as income, you could wind up with not just a huge tax bill, but more expensive Medicare premiums down the line. The $23,760 Social Security bonus most retirees completely overlook › There's a reason some people opt to save for retirement in a Roth IRA or 401(k). Even though Roth retirement plans don't ...

Medicare is a big expense. Don't pay more for it than you have to.One of the biggest expenses you might encounter as a retiree is none other than healthcare. And a big part of that stems from the fact that there are many costs associated with Medicare coverage.For one thing, you'll pay a premium for different parts of Medicare -- namely, Part B, and in some cases, your Part D drug plan or Medicare Advantage plan. There are also deductibles and coinsurance to budget for. The more you can do to keep your Medi ...