Find out which banks are offering the best MMA rates right now. The Federal Reserve cut the federal funds rate three times in 2024 and just made its first rate cut in 2025. As a result, deposit interest rates — including money market account rates — have been falling. It’s more important than ever to compare MMA rates and ensure you earn as much as possible on your balance. A look at the best money market account rates today Although money market account rates are elevated by historical standards, the n ...