According to a 2024 Experian survey, 47% of respondents reported using AI tools to manage their personal finances. But when it comes to, say, planning your retirement, can chatbots really replace the wisdom of a good financial advisor? Read More: I’m a Financial Expert: This Is the No. 1 Mistake Americans Make With Their 401(k) Find Out: 5 Clever Ways Retirees Are Earning Up To $1K Per Month From Home To put this question to the test, I asked ChatGPT to predict when I might retire based on my current fina ...

Personal finance can be daunting. Few consumers relish the thought of reading a credit report, shopping for car insurance or parsing a bank statement. But what if we told you that some of the smartest “financial fixes” take an hour or less? That’s the spirit of a report from AARP titled, “9 Smart Financial Fixes You Can Tackle in an Hour.” It appears in the October/November issue of AARP The Magazine. We’ve adapted their report into one of our own, covering some favorite AARP tips and a few others. Her ...

Car insurance is another recurring payment that’s easy to forget about. Call your insurance company, go over your plan with an advisor and ask if there’s anywhere you could be saving money, maybe with a higher deductible. Tout your good driving record if you have one, and when you’re finished, shop around.By eliminating one or more subscriptions you don’t use or need, you could free up money for multiple bills or dig your way out of debt faster. Another great hack to help you pad your savings account is to ...

Budgets are stretched so thin that many workers are putting basics on credit. A recent Zety survey finds 48% of U.S. workers relied on debt to pay for essentials like groceries and 88% of side gig workers picked up more work just to afford essentials. That kind of survival debt can snowball as interest and fees pile up — but there are practical ways to stop it. Find Out: 4 Moves to Make if You Can’t Pay All Your Bills this Month Read Next: Clever Ways To Save Money That Actually Work in 2025 Finance exper ...

Managing money is a lot like running. Many people dislike it, and most are just trying to reach the finish line without burning out. But a few are like elite athletes — effortlessly staying ahead of the pack. In fact, you might be managing your finances so well that you don’t even realize you’re part of this high-performing group. Here are five clear signs your personal finances are well above the average American’s. Must Read 1. Living with low or no debt Debt is a fact of life for many Americans — ...