The Ramsey Show/YouTube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. A caller to The Ramsey Show astounded the hosts recently when he declared that he and his wife were $1 million in debt. “I’m in big financial trouble,” he told hosts of “The Ramsey Show” last year. “We owe over $1 million all in together, including mortgage.” To put his problem in context, the average American consumer holds $105,056 in debt, according to Q3 2024 data from credit b ...