SoFi Technologies Inc. SOFI has seen its stock soar by approximately 45% in the past month, fueled by potential legislative changes that could significantly reroute student loan demand from federal programs to private lenders.A proposed bill aiming to limit federal student loans for graduate students, particularly by ending the Graduate PLUS loan program, presents a multi-billion dollar opportunity for fintech companies like SoFi.Specifically, Bank of America Securities (BofA) analyst Reginald Smith highlig ...